Have you been a victim of identity theft, or are you afraid to become one? Maybe its because you are always online. You can do almost anything online, do shopping, watch movies and listen to music, you can even bank online. Although 50% of identity theft happens online and mostly by phishing e-mails and scams, you may realize that there are also a lot of ways you can get phishing protection. If you don’t trust your browsers alone there are available softwares you can download. But many of the latest browsers come with their own commercial identity theft and they are aware of the threat and come up with solutions to help protect their consumers.

Nevertheless, if you are ever victimized. Here are 3 steps to point you in the right direction.

1.Experian, Equifax or TransUnion are the three major credit bureaus, you can call them. Do this so they can flag your credit documents, this way creditors are aware of your situation and any credit applied under your name will have to be verified. Work with them to check your credit files and point out the fraudulent ones and let creditors know the entries your are diputing. This aids in minimizing damage to your credit.

2.Call the police. File a police report and provide the authorities all the documents and info necessary including the disputed accounts. This will aid in proving that you are an identity theft victim.

3.And finally, you need to contact the FTC, no, they will not investigate your case, they will provide you with assistance in order to go to the direction you need to take and you can also file with them a fraud affidavit.

Now, is it over? Of course not, now that you let the authorities know about your situation and you’re on your way to having everything fixed. Now is not the time to sit. Steps should be taken to ascertain that things like this never occurs again. Make sure that you invest in the right commercial identity theft. First, tear up any documents you don’t need and throw them in separate trash bins this ensures that your personal information is safe and secure.

Since you do spend time online ensure that your computer has the latest version of your anti-virus software, malware protection programs and that your firewall is turned on. By now you are aware of the dangers of phishing, don’t be a victim of phishing scams, protect yourself and ensure that your browser’s phishing protection is activated or if you’re not sure it may be a good idea to invest in a separate phishing protection software.

Related posts:

1. Revenue Recovery Services Scam
2. Penalties To Expect From Various Theft Charge Crimes
3. Employers Liability Insurance – Protection From Employee Lawsuits
4. Protect Your Blog From Hacking? Valuable Tips For Guaranteed Protection
5. Surveys for cash – Don’t get scammed